Get paid.
Stay organized.
Know your money.
Payments, receipts, refunds, installments and reconciliation in one AI agent, with stablecoin settlement across borders. From payment to proof, gabis keeps your business on track.
Twelve wallets. One tap to move money.
Hold naira, shillings, cedis, dollars, pounds, euros and more in one account. Try it: tap Send, Receive, Swap or Deposit on the phone.
WALLETS
Your currencies
Send money
Receive
Swap
Add money
Most businesses are owed money they never ask for twice.
The agent asks for them — in English, Pidgin, Yoruba, Hausa or Igbo. It hears the promise, sets the follow-up, and clears the invoice when the money lands.
Add whoever owes you
Import your debtors once — name, number, what they owe, when it was due.
Reminders go out on time
Ten days before, on the day, and after. You never have to remember a date again.
The agent does the asking
It negotiates in the customer’s own language, understands a payment promise, sets the follow-up date and updates the invoice itself.
Payment clears the invoice
A one-tap link on WhatsApp. When it lands, the ledger updates itself.
The agent that does the chasing for you.
Stop matching bank alerts and calling debtors at night. gabis reads, drafts, reminds and answers.
Stop managing money.
Start telling it what to do.
Simulate your financial future before you spend.
A continuous AI model of your financial life. When you ask “Can I afford this?”, gabis doesn’t just check your current balance — it simulates upcoming obligations, salary timelines and a safe buffer.
Give your money goals. gabis handles the routine.
Traditional apps hand you tools and leave you to do the work. With gabis, you tell it what you want your money to accomplish. When income hits, your automated wealth waterfall runs in milliseconds.
- First interaction with beneficiary
- Amount is 7.4× your average transfer
- Recipient added 4 minutes ago
Financial Firewall
An active AI security layer between you and the financial world that intercepts unusual withdrawals before money leaves.
Future Mode
Stop looking backward at bank history. See what your balance looks like before payday arrives and test “what-if” scenarios.
Intent-Based Financial AI
Tell gabis what you want your money to accomplish in everyday language. It works out the numbers and carries them out.
Gabis Financial Agent Network
Users don’t just get one generic chatbot. You get a coordinated network of specialized financial agents working together under the Gabis Orchestrator to simulate, protect and grow your money.
ALL 5 AGENTS SYNCHRONIZED₦38,000 on suya this week. The suya man now knows your name, your order and your birthday.
Three rides to a place 900 metres away. Your legs have filed a complaint.
Good news: you still beat August. Bad news: August was a crime scene.
Your September financial crimes are ready.
AI that keeps you disciplined through brutally witty spending accountability. Turn the heat up or down any time.
Gabis FX Agent: never convert at bad rates.
gabis watches interbank rates 24/7 across 12 currencies and converts when the moment is right, or alerts you first.
Made for the people who keep Africa trading.
Market traders, tailors, creatives and salon owners already run on transfers and trust. gabis adds the paperwork.
Every step from payment to proof.
Instant, compliant proof of payment.
A digital receipt is issued and logged the moment money settles.
Credit sales, tracked to the naira.
Paid, remaining, next due date and service cut‑off at a glance.
Refund windows that count down.
Set 7‑ or 14‑day policies. Get warned before a window closes.
Get paid from anywhere. Settle in USDC or local currency.
Customers abroad pay in dollars; you keep USDC or convert to naira, shillings, cedis or Liberian dollars when you choose. No waiting days for a wire.
Tax compliance across seven corridors.
VAT and withholding tax calculated on every invoice, with reports ready for your tax authority and one‑click remittance to treasury.
The funds are secure.
The community is empowered.
Most finance apps ask a model to do arithmetic and hope it is right. We do the opposite: the numbers come from your own transactions, and the model is used where it is genuinely better than code — language, context and judgement.
Rotate funds with trust
Join or create saving circles with your community. gabis automates the collection and payout schedules, ensuring everyone gets paid on time without the administrative headache.
Protect every transaction
Buy and sell with complete confidence. gabis holds the funds securely until both parties are satisfied, and resolves disputes fairly.
You approve before money moves
Transparency is built-in. Every contribution, payout and escrow release waits for your approval. No automation here can spend on your behalf.
Money should feel this easy.
Open an account in minutes, hold the currencies you actually use, and move your first payment the same day.
Open your account
DOWNLOAD
FOR FREE.
One account, every currency, zero borders: send, receive, earn and move money globally in minutes.