Any pair you hold
Naira to dollars, pounds to naira, yen to anything — in either direction.
Instant FX swaps
The rate you
can check.
Convert between your own balances at the mid-market rate, with the fee shown before you confirm and the rate held while you decide.
Mid-market rateFee shown up frontSettles against your balance
Rate locked while you confirm
What you saw is what settles. No slippage between tapping and clearing.
No hidden spread
The fee is a line item. It is not folded into a rounded rate that hides it.
Instant settlement
The swap clears against your balances immediately — no pending state to babysit.
FREQUENTLY ASKED
Where does your rate come from?
The mid-market rate, which you can verify against any public source at the time of the swap.
Are there limits?
Limits depend on your verification level and are shown in the app before you convert.
Open your account
It takes a few minutes. Hold the currencies you actually use and move your first payment the same day.
Open your account